VA 100% Financing Loan Highlights


These loans are backed by the US Department of Veterans Affairs to provide home financing options to service members (active duty or reserves) and veterans as well as eligible surviving spouses.

What can I use the loan for?


For the purchase, refinance, or renovation of any primary residence. This can be used for single family homes, duplexes, four-plexes, and double-wide manufactured homes. 


  • 100% (no downpayment) financing
  • Low credit score and qualifying guidelines
  • No monthly PMI in with the payment
  • Low interest rates (typically lower that rates charged on other programs) and closing costs
  • VA assistance in the future should the veteran default due to temporary financing difficulty
  • Loans can be assumable