USDA 100% Financing Loan Highlights


These loans are backed by the USDA in order to provide easy financing to low and moderate income households to generate home ownership interest in rural or underdeveloped areas.

What can I use the loan for?


For the purchase, refinance, or renovation of any primary residence. This can be used for single family homes, duplexes, four-plexes, and brand new double-wide manufactured homes. 


  • 100% (no downpayment) financing
  • Lower credit score threshold
  • Lower monthly PMI than a Conventional or FHA loan
  • Low interest rates