Conventional loans offer fixed and adjustable terms as well as many different options to lessen any required private mortgage insurance or even get rid of it all together.
FHA loans are backed by the Federal Housing Administration and as a result, these loans are easier to qualify for while still offering a competitive interest rate.
Veterans of the US Military can take advantage of VA Loans backed by the US Department of Veterans Affairs.
Rural Development Loans are for buyers who are interested in purchasing a home in a rural area as determined by the US Department of Agriculture.
You can eliminate your traditional mortgage payments and/or access your home equity while still owning and living in your home. Given the right set of circumstances a Reverse Mortgage can be an ideal way to increase your spending power and financial security in retirement.
Centennial Home Mortgage offers a variety of mortgage programs to help you and your family buy a home. Contact us today to discuss your particular needs and how Centennial Home Mortgage can help you.